Masmow

Terms and Conditions

Last updated: January 2025

1. Introduction

Welcome to Masmow. These Terms and Conditions ("Terms") govern your access to and use of the Masmow invoicing software platform ("Service"), operated by Masmow ("we", "us", or "our"). By accessing or using our Service, you agree to be bound by these Terms.

2. Acceptance of Terms

By creating an account, accessing, or using the Masmow Service, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, you may not access or use the Service.

These Terms constitute a legally binding agreement between you and Masmow. You must be at least 18 years old and have the legal capacity to enter into this agreement.

3. Service Description

Masmow provides a cloud-based invoicing software platform designed for South African businesses. Our Service includes:

  • Professional invoice creation and management
  • Quote generation and tracking
  • Customer relationship management
  • Financial reporting and analytics
  • SARS-compliant invoicing features
  • Multi-currency support
  • Custom invoice templates and branding

The specific features available to you depend on your chosen subscription plan (Free, Silver, or Platinum).

4. User Accounts and Registration

To use certain features of our Service, you must register for an account. When you register, you agree to:

  • Provide accurate, current, and complete information
  • Maintain and promptly update your account information
  • Maintain the security of your account credentials
  • Accept responsibility for all activities under your account
  • Notify us immediately of any unauthorized access or security breach

You are solely responsible for maintaining the confidentiality of your account password and for all activities that occur under your account.

5. Payment Terms and No Refund Policy

5.1 Subscription Fees

Our Service is offered on a subscription basis with the following plans:

  • Free Plan: R0 per month with limited features
  • Silver Plan: R349 per month or R3,476 per year
  • Platinum Plan: R699 per month or R6,962 per year

5.2 Billing

Subscription fees are billed in advance on a monthly or annual basis, depending on your selected plan. All fees are stated in South African Rand (ZAR) and are exclusive of applicable taxes unless otherwise stated.

5.3 No Refund Policy

IMPORTANT: ALL SUBSCRIPTION FEES ARE NON-REFUNDABLE. We do not provide refunds or credits for partial months or years of service, downgrade refunds, or refunds for unused time when you cancel your subscription. This policy applies to all subscription plans regardless of the billing period (monthly or annual).

By subscribing to any paid plan, you acknowledge and agree that:

  • You will not receive a refund for any reason, including but not limited to dissatisfaction with the Service, failure to use the Service, or termination of your account
  • No refunds will be issued for subscriptions that are cancelled before the end of the billing period
  • Annual subscriptions are paid in full upfront and are non-refundable, even if cancelled early
  • Downgrading from a higher plan to a lower plan does not entitle you to a refund for the price difference

5.4 Payment Methods

We accept payment via major credit cards (Visa, MasterCard, American Express) and other payment methods as indicated on our platform. You authorize us to charge your payment method for all fees incurred under your account.

5.5 Failed Payments

If a payment fails or is declined, we reserve the right to suspend or terminate your access to the Service until payment is received. You remain responsible for any uncollected amounts.

5.6 Price Changes

We reserve the right to change our subscription fees at any time. Any price changes will be communicated to you in advance and will take effect at the start of your next billing cycle.

6. Subscription Management

6.1 Upgrades and Downgrades

You may upgrade or downgrade your subscription plan at any time through your account settings. Changes take effect immediately, and billing adjustments are calculated on a prorated basis for the remainder of your current billing period. However, downgrades do not entitle you to refunds for the price difference.

6.2 Cancellation

You may cancel your subscription at any time. Cancellations take effect at the end of your current billing period, and you will retain access to the Service until that time. No refunds will be issued upon cancellation.

6.3 Free Plan Limitations

Our Free plan is subject to limitations on features, customers, and invoice volume. We reserve the right to modify or discontinue the Free plan at any time with reasonable notice.

7. User Content and Data

7.1 Your Data

You retain all ownership rights to the data, content, and information you upload, store, or process through the Service ("User Content"). This includes invoices, quotes, customer information, and other business data.

7.2 License to Use

By using the Service, you grant us a limited, non-exclusive license to use, store, and process your User Content solely for the purpose of providing the Service to you.

7.3 Data Security

We implement industry-standard security measures to protect your data, including SSL encryption, secure data centers, and regular backups. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

7.4 Data Backup and Export

You are responsible for maintaining your own backups of User Content. We provide data export functionality, but we are not responsible for any loss of data.

8. Acceptable Use Policy

You agree not to use the Service to:

  • Violate any applicable laws or regulations
  • Infringe on the intellectual property rights of others
  • Upload or transmit viruses, malware, or other harmful code
  • Attempt to gain unauthorized access to the Service or related systems
  • Interfere with or disrupt the Service or servers
  • Use the Service for fraudulent or deceptive purposes
  • Harass, abuse, or harm others
  • Resell or redistribute the Service without our written permission
  • Use automated systems or software to extract data from the Service (scraping)

We reserve the right to investigate and take appropriate action against anyone who violates this Acceptable Use Policy, including suspending or terminating accounts.

9. Intellectual Property Rights

The Service, including all software, features, functionality, designs, graphics, and trademarks, is owned by Masmow and is protected by South African and international copyright, trademark, and other intellectual property laws.

Your use of the Service does not grant you ownership of any intellectual property rights in the Service. You may not copy, modify, distribute, sell, or lease any part of our Service without our express written permission.

10. Service Availability and Modifications

10.1 Service Uptime

We strive to provide reliable, uninterrupted access to the Service. However, we do not guarantee that the Service will be available at all times. The Service may be temporarily unavailable due to maintenance, updates, or circumstances beyond our control.

10.2 Modifications to the Service

We reserve the right to modify, suspend, or discontinue any aspect of the Service at any time, with or without notice. We are not liable for any modification, suspension, or discontinuation of the Service.

10.3 Updates and New Features

We regularly update the Service with new features, improvements, and bug fixes. These updates are provided to all users based on their subscription plan.

11. Limitation of Liability and Disclaimers

11.1 Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

11.2 Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, MASMOW SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, OR USE, ARISING OUT OF OR RELATED TO YOUR USE OF THE SERVICE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU EXCEED THE AMOUNT YOU PAID TO US IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE LIABILITY.

11.3 Tax Compliance Disclaimer

While our Service includes SARS-compliant invoicing features, you are solely responsible for ensuring compliance with all applicable tax laws and regulations. We do not provide tax, legal, or accounting advice.

12. Indemnification

You agree to indemnify, defend, and hold harmless Masmow and its officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or related to:

  • Your use of the Service
  • Your violation of these Terms
  • Your violation of any rights of another party
  • Your User Content

13. Termination

13.1 Termination by You

You may terminate your account at any time by cancelling your subscription through your account settings. Upon termination, you will retain access until the end of your current billing period.

13.2 Termination by Us

We reserve the right to suspend or terminate your account immediately, without notice, if:

  • You violate these Terms or our Acceptable Use Policy
  • You fail to pay subscription fees
  • Your use of the Service poses a security risk or liability
  • We are required to do so by law

13.3 Effect of Termination

Upon termination, your right to use the Service immediately ceases. We may delete your User Content after a reasonable period following termination. You should export your data before terminating your account. No refunds will be issued upon termination.

14. Governing Law and Dispute Resolution

These Terms are governed by the laws of the Republic of South Africa, without regard to its conflict of law provisions. Any disputes arising out of or related to these Terms or the Service shall be resolved in the courts of South Africa.

Before initiating any legal proceedings, you agree to first attempt to resolve the dispute informally by contacting us at support@masmow.com.

15. Changes to Terms

We reserve the right to modify these Terms at any time. If we make material changes, we will notify you by email or through a prominent notice on the Service at least 30 days before the changes take effect.

Your continued use of the Service after the changes take effect constitutes your acceptance of the revised Terms. If you do not agree to the changes, you must stop using the Service and cancel your subscription.

16. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will continue in full force and effect. The invalid or unenforceable provision will be modified to the minimum extent necessary to make it valid and enforceable.

17. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Masmow regarding the Service and supersede all prior agreements and understandings.

18. Contact Information

If you have any questions about these Terms, please contact us: